in the US at least, the banks are nothing but a big scam… they do things like this: when they know you get arrested and go to jail, they suddenly decide they need to start charging a monthly fee for your supposadly free account, and end up taking your last 100$+ while your in lockup… most county jail rosters are publicly available, on the internet (or they were at least at the time this was written). they also know if, when and how much you get from monthly payroll deposits. sometimes changing these takes a couple of months, and once again the bank(s) can decide they have to start charging a monthly fee (but only if you can’t keep at least $100 in your account) and it goes into effect in 3 weeks.

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